how to order a credit report
how to order a credit report
how to order a credit report


        
 

There are many companies on the internet that offer to do it for you (for a fee), or you can go on your own.

It includes retail account debts taken by default and unpaid contributions etc.
You can also get a loan with bad credit, but for this you have to pay a slightly higher rate of interest.
You must provide a realistic payment plan and convince them that you can stick to it.
Note that too many requests and refusals will harm hurt your credit score.

When you apply for credit, either credit card or a mortgage, you will be prompted to select one type, an individual or joint account.